Terms and Conditions

Laguna Beach Home Loans Terms and Conditions

Effective Date: October 26, 2023

These Terms and Conditions govern your use of the Laguna Beach Home Loans website and services. By accessing or using our website or services, you agree to be bound by these terms.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

2. Services Offered

Laguna Beach Home Loans provides mortgage brokerage services. We connect borrowers with lenders to secure the best possible mortgage options. We do not provide financial advice.

3. Loan Applications

All loan applications are subject to lender approval. We will provide you with information about the loan process and required documentation. We are not responsible for any delays or denials by lenders.

4. Fees and Charges

Fees and charges associated with mortgage loans are determined by the lender. Laguna Beach Home Loans may receive a fee for our services, which will be disclosed in writing prior to any agreement.

5. Confidentiality

We are committed to protecting your personal information. Please review our Privacy Policy for details on how we handle your data.

6. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California.

7. Changes to Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page.

8. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at info@lagunabeachhomeloans.com.